When a passenger is hurt in a serious car accident, usually their own Personal Injury Protection (PIP) insurance will cover them. But it gets much more complicated if the passenger doesn’t own a car. In that case, they may be able to collect injury coverage from either the at-fault driver’s Bodily Injury (BI) policy, or from the deceased drivers Uninsured Motorist (UM) policy.
Problems come up when neither driver has these one of these car insurance policies. That’s when the passenger could be completely out of luck with no coverage at all for their injuries. Everyone who rides along as a passenger in a car or motorcycle takes a risk that they won’t have any injury coverage in an accident. That’s why it is so important that every driver have at least Uninsured Motorist (UM) coverage, which would help their passenger in this instance.
Elderly Driving Related Car Accidents
As drivers get older, often their vision and hearing deteriorates, and their reaction time slows down. Research done by the National Highway Traffic Safety Administration titled Intersection Crashes Among Drivers in Their 60s, 70s, and 80s, found that the older the driver, the more likely they were to be involved in this type of crash.
Drivers 70 and older, and particularly those 80 and older, were over-represented in intersection crashes. Intersections controlled by stop signs, and to a lesser extent, traffic signals, posed particular hazards for drivers 70 and older.
The fatal crash data show older drivers’ risk of at-fault crashes when turning left at signal controlled intersections began to rise beginning around age 50.
Contact Our Car Accident Lawyers
Buckman & Buckman is a family law firm serving the Sarasota, Bradenton, Venice and North Port areas of Florida’s Gulf Coast. When you contact us, you will speak with a lawyer. Your Buckman & Buckman attorney will be at your side from the start of your case all the way through to its conclusion.
Our interest is your interest — fair and full compensation for your injuries and losses suffered in a car accident. Every car accident case we pursue is on a contingency basis, meaning we do not accept a fee unless and until we obtain compensation for you.
Contact us to meet with the Buckmans. We will review your case for free and with no further obligation from you. Let us tell you how we can help you. Contact a Buckman & Buckman attorney now